WHAT INFORMATION DO WE COLLECT?
When you visit the Site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and technical data about your prior journey, device and how you interact with our Site. Personal Information You Choose to Provide. In certain sections of the Site and when you use our Services, we may enable you to request quotes or information, complete a registration form, or perform other similar activities. Due to the nature of some of these activities, we may collect personal information that you choose to submit such as your name, contact data (address, email address, phone number), financial information and other similar information. We may also collect additional personal information that you voluntarily include in your interactions with the Site, transmit with your communications to us, including when you call us. We refer to the information that you elect to provide as “Provided Attributes”. Technical Data. In most cases when you come to the Site we will automatically gather or receive technical data about your prior journey, device and how you interact with our Site (“Technical Data”). Technical Data may include browser type, referrer URL, date and time of your visit, IP address, MAC address, device type, screen resolution, and OS version. Technical Data also includes cookies and similar identifiers described in more detail below in the “Cookies and Other Technologies” section. This information may include the date and time of visits, the pages viewed, time spent at the Site, activities conducted on the Site and the websites visited just before and just after the Site. We also work with third-party vendors in operating and improving the Site and managing our advertising, described in more detail below in the “Third Party Vendors” section. Personal Information provided by Service Providers. In some cases, we may receive your personal information (such as your email address) from our service providers. We may use this personal information to market our business or identify lookalike audiences. Personal Information received from Third Party Sites. We may also combine information we collect about you when you visited our social media pages and later visited our Site. We may also combine information we collect about you when you visited our social media pages and later visited our Site.
HOW DO WE USE THE INFORMATION THAT WE COLLECT?
COOKIES AND OTHER TECHNOLOGIES
In addition to the primary data use described above (i.e., sharing your data with our Partners for the purpose of providing you with information about the products and services you are seeking), we may share your data as follows: (i) with other Full Beaker businesses; (ii) with service providers who assist us in compliance and verification activities or provide services such as payment processing, IT, email sending, data analysis, and marketing services; (iii) if you choose to send a message through, or contribute to public areas of, this Site (e.g., message boards, blogs); and (iv) with a third party in the event of a sale or transfer of all or part of our business. We may also disclose your personal information in connection with the Other Legal Uses described above under How Do We Use The Information That We Collect.
THIRD PARTY VENDORS
THIRD PARTY SITES
The security of your personal information is very important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. We may employ procedural and technological security measures that are reasonably designed to help protect your personally identifiable information from loss, unauthorized access, disclosure, alteration or destruction. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
ACCESS & CONTROL
USE OF SITE BY MINORS
We do not knowingly collect any information from anyone under 18 years of age. Our Services are directed to and intended for people who are at least 18 years old.
NO SENSITIVE INFORMATION
Please do not share with us any sensitive information such as social security number, information related to race or ethnicity, political opinions, religion or other beliefs, health, criminal convictions and offenses, trade union membership, or any genetic data, biometric data, or information relating to an individual’s sex life or sexual orientation.
INFORMATION FOR CALIFORNIA CONSUMERS
The California Consumer Privacy Act (“CCPA”) affords certain rights and protections to California residents. This section is intended to further describe:
Non-California residents may also use the California-specific access, deletion, portability and opt-out features on our Site (see CCPA Rights below), but by using those features, non-California residents are not entitled to the same protections and rights as California residents. Categories of Data We Collect We collect the following CCPA categories of personal information (as that term is defined under the CCPA):
- the categories and sources of personal information that we collect, sell or share;
- the purpose for collection;
- the types of third parties to whom we disclose and sell that information; and
- details about how California residents can exercise their rights under the CCPA.
We generally collect the above data as Technical Data or Provided Attributes. For example, we do not create user profiles to determine the gender, marital status or employment status of consumers. Data Sources Us: We collect Technical Data and Provided Attributes from consumers who land on or engage with our Sites or other properties we own (e.g., in response to emails from us or on our behalf). Service Providers: We engage service providers to perform a variety of functions (e.g., verifying consumer consent, validating email addresses or phone numbers). Authorization: We require all parties from whom we receive data, whether they are Partners, Service Providers or other third parties, to represent and warrant to us that they have appropriately obtained the data provided to us and have the authority to share the data with us. Purpose for Data Collection We use your data for the purposes described above in “How Do we Use the Information That We Collect.” We primarily use the data we collect to connect consumers with Partners who can provide information about the products and services those consumers are seeking. Categories of Third Parties with Whom we Disclose Personal Data In addition to the sharing for the primary use described in “Data Sharing,” we may share your data with other businesses we own, service providers, and third-party websites. Categories of Data Sold As described above in the “How Do we Use the Information That We Collect” and “Data Sharing” sections, we may transfer Technical Data and Provided Attributes to our Partners who can provide the consumer with information about the products and services they are seeking. We may receive a fee for the transfer of that data or when the consumer purchases a product or service. In addition, our use of analytics and targeting cookies of service providers on our Site may be viewed as a “sale” of your personal information. CCPA Rights The CCPA affords certain rights and protections to California residents including:
- identifiers, such as a name, email address, telephone number, postal address, unique personal identifier, online identifier, and IP address.
- protected classification characteristics under California law, such as veteran or military status;
- commercial information, such as products or services obtained or considered
- internet activity, such as browsing history and search history
- geolocation data;
- inferences drawn from some of the information above (e.g., email open rates and time).
The CCPA temporarily exempts from these CCPA rights certain personal information reflecting a written or verbal business-to-business communication or transaction as well as data about our employees, job applicants, contractors, controlling owners, directors, and officers in their capacities as such individuals at Full Beaker. California residents who would like to submit a Request to Know and Port, Delete, or Opt-Out should follow the links below. You may also submit a Request to Know and Port by calling our toll-free number 1 (888) 340-1261. Upon submission, you will be asked to verify your email address. If we are able to verify your Request to Know and Port or Delete or Opt-Out, (e.g., that you are a California resident and that we have or have sold, as the case may be, your personal information), we will respond within 45 days of your submission (or such additional time period as the law allows us). You may only make a verifiable consumer request for access or data portability twice within a 12-month period.
- the right to request that we delete any personal information that we have collected from you (“Right to Delete”);
- the right to request that we disclose the following with respect to the past 12 months: a. the categories of personal information collected or sold,b. the specific pieces of personal information collected and sold,c. the categories of sources of such collection,d. the categories of personal information disclosed for a business purpose, e. the categories of third parties with which we shared or sold personal information, and f. the right to port or transmit this information (“Right to Know and Port”); and
- the right to direct us not to sell their “personal information” (“Right to Opt-Out”).
- Request to Know and Port
- Request to Delete
- Request to Opt-Out (“Do Not Sell My Personal Information”)